Terms of Use & Disclaimer

ValuBridge is a free browser-based utility intended primarily for professional, business and educational use. Users may use it to:

• model indicative Enterprise Value to Equity Value bridges;
• test transaction assumptions;
• review classifications;
• generate internal transaction-analysis outputs;
• print or save generated reports.

Users must not:

• misuse or interfere with the service;
• attempt unauthorised access;
• represent ValuBridge itself as providing a formal valuation or professional opinion;
• copy or commercially exploit the ValuBridge software, branding or proprietary methodology except as expressly permitted.

The ValuBridge name, branding, website, software and underlying proprietary materials are owned by or licensed to THINKERZ LTD and are protected by applicable intellectual-property laws.

You may print, save, reproduce and share reports or other outputs generated from your own inputs for your own business, professional, educational or transaction-related purposes, including sharing them with colleagues, clients, advisers, lenders or transaction counterparties.

You must not represent a ValuBridge output as an independent valuation, legal opinion, audit opinion, assurance report, lender approval or other professional certification by THINKERZ LTD.

Nothing in these Terms transfers ownership of the ValuBridge software, branding or underlying intellectual property to you.

ValuBridge produces an indicative Enterprise Value to Equity Value reconciliation. Enterprise Value is supplied by the user. ValuBridge does not determine or independently validate Enterprise Value.

Outputs depend on the figures, assumptions and classifications supplied by the user and may change materially when any of those inputs change.

An output may differ materially from the amount ultimately agreed or payable in a transaction. Where the calculation produces a negative Equity Value, that figure is displayed rather than being artificially clamped to zero.

You are responsible for the accuracy and completeness of the figures and assumptions entered into ValuBridge and for reviewing the classification of each balance-sheet item.

Default classifications reflect general modelling conventions only. They are not universal rules and may not reflect the contractual treatment required for a particular transaction.

You are responsible for checking the relevant transaction documents and obtaining professional advice where appropriate.

ValuBridge does not provide and its outputs do not constitute:

• a formal business, share or securities valuation;
• financial or investment advice;
• lending, credit or financing advice or approval;
• legal advice;
• tax advice;
• accounting advice;
• an audit or assurance opinion;
• an interpretation of an SPA or other transaction document;
• a determination of how any item is contractually required to be treated; or
• a recommendation to enter into, complete, finance or structure a transaction.

Professional advice should be obtained where appropriate.

ValuBridge is a modelling aid and should not be used as the sole basis for a valuation, acquisition, disposal, financing, investment, legal, accounting or other material decision.

Use of ValuBridge does not create an adviser-client, accountant-client, solicitor-client, fiduciary, agency, lender-borrower or other professional relationship between the user and THINKERZ LTD.

ValuBridge is currently provided as a free service. We may update, modify, suspend or withdraw some or all of the service from time to time and do not guarantee continuous availability. Nothing in this provision affects rights or liabilities which have already arisen and which cannot lawfully be excluded.

The site may link to third-party websites and services. We are not responsible for the content, availability or practices of those third parties.

We take reasonable steps to maintain the operation and calculation logic of ValuBridge, but we do not warrant that the service will always be uninterrupted, error-free, complete or suitable for every transaction or purpose.

Outputs remain dependent upon the information and assumptions supplied by the user.

Nothing in these Terms excludes or restricts any statutory right or other legal protection that cannot lawfully be excluded or restricted.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability which cannot lawfully be excluded or limited.

Subject to the preceding paragraph, and to the maximum extent permitted by applicable law, THINKERZ LTD is not responsible for indirect or consequential loss arising from use of ValuBridge or from a decision made solely in reliance upon an indicative ValuBridge output.

Where you use ValuBridge in the course of a business, THINKERZ LTD is not liable, to the extent permitted by law, for loss of profits, revenue, business, opportunity, anticipated savings or goodwill arising from such use.

If you are a consumer, nothing in these Terms affects statutory rights that cannot lawfully be excluded or restricted.

These Terms and any non-contractual obligations arising from or connected with them are governed by Scots law.

If you use ValuBridge in the course of a business, the courts of Scotland have exclusive jurisdiction in relation to disputes arising from or connected with ValuBridge or these Terms.

If you are a consumer, nothing in this clause removes any mandatory rights or protections available to you under applicable law or restricts any right you may have to bring proceedings in another court where applicable law permits this.

Questions about these Terms may be sent to hello@valubridge.io.

THINKERZ LTD · Company No. SC778478 · Registered in Scotland · Registered office: 272 Bath Street, Glasgow, Scotland, G2 4JR.